Website Terms of Use

Legends Elite Events L.L.C
Commercial Licence No. 1558637  |  Commercial Register No. 2716651
Department of Economy and Tourism, Dubai, United Arab Emirates

1. Introduction and Acceptance

1.1 Who We Are

These Website Terms of Use (these “Terms”) constitute a legally binding agreement between you (“you,” “your,” or “User”) and Legends Elite Events L.L.C, a limited liability company — single owner (LLC-SO) duly organised and validly existing under the laws of the Emirate of Dubai, United Arab Emirates, registered with the Department of Economy and Tourism under Commercial Licence No. 1558637, Commercial Register No. 2716651, DCCI Membership No. 644865 (“Legends,” the “Company,” “we,” “us,” or “our”), holding an active commercial licence authorising the conduct of Events Organizing & Managing and Parties & Events Filming.

1.2 Scope of These Terms

These Terms govern your access to and use of the website located at belegends.club, the Legends web and mobile application (the “Platform”), and any related services, tools, content, application programming interfaces, communications, bots, or features made available by the Company through digital channels (collectively, the “Services”). The Services comprise three integrated components, each offered under and in furtherance of the Company’s DET Commercial Licence No. 1558637 and the activities recorded thereunder, namely Events Organizing & Managing (Activity Code 9329008) and Parties & Events Filming (Activity Code 9329009):

• In-person events. The organisation, hosting, and management of curated in-person gatherings, masterminds, dinners, retreats, and similar events for Members and selected guests, in the United Arab Emirates and (in collaboration with local partners as applicable) at international locations.
• Online events. The organisation, hosting, and management of online events, including video masterminds, masterclasses, briefings, and group sessions conducted via Company-facilitated meeting infrastructure.
• Community platform. The operation of a private digital community platform that supports ongoing engagement, communication, introductions, and matchmaking among Members and prospective Members, in furtherance of, and as an integral component of, the Company’s events organisation and management activities. The community platform is the connective infrastructure that turns discrete events into an ongoing, value-creating community of attendees.

Membership in the Legends Club entitles the Member, on the terms of these Terms, to access this integrated programme of in-person events, online events, and community-platform infrastructure for the duration of the Membership Term. The Membership Fee constitutes payment for that integrated programme.

1.3 Relationship to Other Documents

These Terms must be read together with, and are supplemented by, the following documents, each of which is incorporated herein by reference:

• the Legends Privacy Policy, which describes how we collect, use, store, and share personal data, and our use of cookies and similar technologies;
• for paid Members, the Codex of Honour, which sets out the affirmative conduct standards of the Club, available at belegends.club/codex;
• for business customers, any applicable Data Processing Addendum executed between the parties; and
• Schedule A to these Terms, which sets out the Eligibility Criteria and Verification Standards.

These Terms, together with the foregoing documents, constitute the complete and binding agreement between the parties. No separate Membership Agreement is required for Membership in the Club: by accepting these Terms (including Schedules A and B) and obtaining a positive Verification Outcome, the Member is bound to all substantive Member obligations set out herein and in the Codex of Honour.

1.4 Acceptance

By accessing, browsing, registering for, or otherwise using the Services, you represent and warrant that: (a) you have read, understood, and agree to be bound by these Terms in their entirety; (b) you have the legal capacity to enter into a binding contract under the laws applicable to you; (c) you are at least eighteen (18) years of age; and (d) your use of the Services will comply with all applicable laws and regulations. If you do not agree to these Terms, you must not access or use the Services.

1.5 Modifications

The Company reserves the right to modify, amend, supplement, or replace these Terms at any time, in its sole and absolute discretion. Material changes will be notified by email to registered Users or by prominent notice on the Platform at least fourteen (14) days prior to taking effect. Continued use of the Services following the effective date of any change constitutes your acceptance of the modified Terms. The Company further reserves the right to require all existing Users to re-execute or re-accept these Terms (or any updated version) as a condition of continued access.

2. Definitions

In these Terms, capitalised terms have the meanings set out below or as defined where they first appear. Any term defined in the singular includes the plural and vice versa.

• “Account” means the unique account created by a User to access the Platform.
• “AI Matching System” means the Company’s proprietary suite of artificial intelligence and machine-learning algorithms used to generate match proposals, scoring, vector embeddings, and related analytical outputs.
• “Capability Audit” means the structured intake form (also referred to as the “Onboarding Form”) by which a Member maps their assets, needs, and bottlenecks to populate their strategic profile within the Platform.
• “Club” means the proprietary AI-powered private business network operated by the Company under the Legends brand.
• “Eligibility Criteria” means the objective eligibility categories and thresholds set out in Schedule A.
• “Guarantee Period” means the period of three hundred and sixty-five (365) calendar days commencing on the date the Member’s Verification Outcome is positive and the Member’s Capability Audit has been completed in full.
• “Marketing Communications” has the meaning given in Section 9.4.
• “Match Proposal” means any introduction, recommendation, suggestion, or facilitation communicated by the Company to a Member, regardless of channel or format.
• “Member” means a User who has paid the Membership Fee, obtained a positive Verification Outcome, and been admitted to the Club.
• “Membership” means the single membership product offered by the Company under the Legends brand. The Company may, in future, introduce additional service tiers or packages by published notice.
• “Membership Fee” means the then-current annual fee for Membership as displayed at checkout and confirmed in writing at the point of purchase. The Membership Fee may be varied from time to time at the Company’s sole discretion.
• “Membership Term” means each successive period of twelve (12) calendar months commencing on the date of acceptance.
• “Personal Data” has the meaning given in the Privacy Policy.
• “Qualified Outcome” has the meaning given in Section 7.3.2.
• “Relationship Manager” or “RM” means a Company-designated concierge or relationship manager.
• “Service Communications” has the meaning given in Section 9.4.
• “User-Generated Content” means any Content submitted, posted, transmitted, or otherwise made available by a User through the Services.
• “Verification Outcome” means the automated decision (approve, reject, or flag for review) issued by the Verification Provider in respect of a Member’s verification submission.
• “Verification Provider” means Persona Identities, Inc. (“Persona”), the independent third-party identity-verification and KYC provider engaged by the Company, or such other identity-verification provider as the Company may designate from time to time.
• “Visitor” means any person who accesses or browses the Platform without registering an Account.

3. Eligibility and Verification

3.1 General Eligibility

Use of the Services is restricted to natural persons who: (a) are at least eighteen (18) years of age (or the age of legal majority in their jurisdiction of residence, if higher); (b) have the legal capacity to enter into binding contracts; (c) are not barred from receiving the Services under the laws of any applicable jurisdiction; (d) are not subject to any sanctions imposed by the United Nations, the European Union, the United Kingdom (HM Treasury OFSI), the United States (OFAC), or any other competent authority; and (e) are not resident in, or accessing the Services from, any jurisdiction subject to comprehensive sanctions or where access to the Services would be unlawful.

3.2 Membership Eligibility Categories

Membership is restricted to natural persons who, at the time of application and throughout the Membership Term, fall within one or more of the following objective eligibility categories. The full criteria, including documentary requirements and regional thresholds, are set out in Schedule A:

• Founder / Co-Founder Category — natural persons holding a founding, co-founding, or substantial ownership position in an operating business that satisfies the financial threshold set out in Schedule A;
• Senior Executive Category (C-Level) — natural persons holding a senior executive role at a company active for not less than twelve (12) months, with documented salary deposits over the most recent three (3) months meeting the regional threshold (Zone A or Zone B) set out in Schedule A; or
• Investor Category — natural persons holding a partner, general partner, principal, director, fund manager, or equivalent position in an investment entity active for not less than twelve (12) months, with portfolio value, fund balance, or assets under management at or above the threshold set out in Schedule A.

Eligibility is determined cumulatively with the General Eligibility requirements in Section 3.1. The Company reserves the right to modify the Eligibility Criteria, regional zone designations, and threshold amounts from time to time on prior notice to existing Members.

3.3 Verification by Independent Provider

All applicants must complete, and obtain a positive Verification Outcome from, the Company’s designated Verification Provider as a condition of Membership. The Member acknowledges and agrees that:

• the Verification Provider is an independent third party that operates its own automated decision systems pursuant to its own published methodology;
• the Verification Provider is not the Company, is not controlled by the Company in respect of its automated decision logic, and renders Verification Outcomes independently of the Company;
• Verification Outcomes are based on automated checks of identity, sanctions, document authenticity, role qualification, and the financial-eligibility thresholds set out in Schedule A;
• a negative or rejected Verification Outcome conclusively establishes that the Member did not meet at least one or more of the Eligibility Criteria the Member affirmed prior to payment;
• the Member’s sole and exclusive recourse in respect of an adverse Verification Outcome is with the Verification Provider directly, in accordance with that provider’s own dispute or appeal processes, save as set out in Section 3.3A below; and
• a negative or rejected Verification Outcome does not entitle the Member to a refund (see Section 6.5).

3.3A Right to Human Review of Adverse Verification Outcomes

In addition to any rights the Member may have directly against the Verification Provider, where a Member receives an adverse Verification Outcome and believes that such outcome resulted from a material factual or technical error (such as a documentary submission misread by automated extraction, an incorrect sanctions match, or an incorrect financial-threshold determination), the Member may, within fourteen (14) calendar days of receiving the adverse outcome, submit a written request for human review to admin@belegends.club. The request shall identify the specific factual or technical error alleged and provide such supporting documentation as is reasonably necessary. A Company representative not involved in the original decision shall review the request and the underlying evidence within fourteen (14) calendar days of receipt and shall communicate a written decision to the Member. The human-review decision is final and binding, subject only to the dispute-resolution mechanism in Section 14. This Section 3.3A is provided to support the Member’s rights under EU/UK GDPR Article 22 and equivalent provisions in other jurisdictions; it does not limit the Verification Provider’s independent role and does not constitute the Company assuming the Verification Provider’s automated decision.

3.4 Mandatory Verification Window

THE MEMBER MUST COMPLETE IDENTITY AND ELIGIBILITY VERIFICATION WITH THE VERIFICATION PROVIDER WITHIN FOURTEEN (14) CALENDAR DAYS OF THE DATE OF PAYMENT OF THE MEMBERSHIP FEE. FAILURE TO COMPLETE VERIFICATION WITHIN SUCH FOURTEEN (14) DAY WINDOW, FOR ANY REASON, RESULTS IN AUTOMATIC FORFEITURE OF THE MEMBERSHIP FEE, WITHOUT ENTITLEMENT TO REFUND. TIME IS OF THE ESSENCE.

The Company may, in its sole and absolute discretion, on the Member’s written request submitted before expiry of the original window, extend the Verification Window by up to fourteen (14) additional calendar days where the Member demonstrates documented good cause (for example, medical emergency, force majeure, or a documented inability to access the verification platform). The grant or refusal of any such extension is non-appealable. No further extensions will be granted.

3.5 Mandatory Onboarding Window

UPON RECEIPT OF A POSITIVE VERIFICATION OUTCOME, THE MEMBER MUST, WITHIN A FURTHER FOURTEEN (14) CALENDAR DAYS, LOG IN TO THE PLATFORM AND COMPLETE THE CAPABILITY AUDIT (ONBOARDING FORM) IN FULL AND IN GOOD FAITH, PROVIDING ACCURATE, DETAILED, AND SUBSTANTIVE INFORMATION TO THE COMPANY’S REASONABLE SATISFACTION. FAILURE TO COMPLETE THE CAPABILITY AUDIT WITHIN SUCH WINDOW RESULTS IN AUTOMATIC FORFEITURE OF THE MEMBERSHIP FEE, WITHOUT ENTITLEMENT TO REFUND. TIME IS OF THE ESSENCE.

The Company may, in its sole and absolute discretion, on the Member’s written request submitted before expiry of the original window, extend the Onboarding Window by up to fourteen (14) additional calendar days where the Member demonstrates documented good cause. The grant or refusal of any such extension is non-appealable. No further extensions will be granted.

3.6 Pre-Payment Acknowledgement

Prior to payment of the Membership Fee, every applicant must affirmatively acknowledge the Eligibility Criteria, the verification process, the strict no-refund consequences of an adverse Verification Outcome, and the mandatory deadlines set out in Sections 3.4 and 3.5, by ticking the single mandatory Pre-Payment Acknowledgement checkbox displayed at the Stripe checkout page (or other payment-processor checkout as the Company may designate from time to time). The full text of the Pre-Payment Acknowledgement is set out in Schedule B and is presented in identical form at the Stripe checkout. The “Pay” button does not activate, and payment cannot proceed, until the checkbox is ticked. Schedule B is reproduced in these Terms for transparency.

3.7 Account Creation and Security

To access the Services, you must create an Account by providing accurate, current, and complete information. You are solely responsible for: (a) maintaining the confidentiality of your Account credentials; (b) all activities that occur under your Account; (c) restricting access to your devices; and (d) immediately notifying the Company of any actual or suspected unauthorised access by writing to admin@belegends.club. You may register and maintain only one (1) Account.

3.8 No Right of Admission

Submission of an application or payment of any fee does not, under any circumstances, constitute or guarantee acceptance into the Club. The Company reserves the unconditional, unilateral, and absolute right to accept or reject any application at its sole discretion, without obligation to provide reasons and without liability of any kind.

3.9 Continuing Eligibility

The Member represents, warrants, and undertakes that the Member meets the Eligibility Criteria as at the date of application and on a continuing basis throughout the Membership Term. The Member shall promptly notify the Company in writing of any material change in circumstances. Loss of eligibility is a ground for termination.

4. Description of Services

4.1 Nature of the Platform

The Platform is a private, invitation-based digital infrastructure that supports the Company’s organisation of events and curation of professional introductions. Available features may include, without limitation: (a) marketing and informational pages; (b) the Capability Audit and Member profile management; (c) the AI Matching System and its outputs; (d) Match Proposals, introductions, and concierge communication channels; (e) event registration and information; (f) recorded and transcribed video meetings (organised manually by the Company’s Relationship Managers during the initial product phase); (g) Member directories, where applicable; (h) chat, messaging, and notification functionality; (i) payment, billing, and subscription management; and (j) such other features as the Company may introduce from time to time.

4.2 Service Availability

The Company will use commercially reasonable efforts to maintain the availability of the Services, but does not warrant or guarantee uninterrupted, timely, secure, or error-free operation. The Services may be temporarily unavailable due to scheduled maintenance, upgrades, technical failures, third-party service disruption, force majeure events, or other causes within or beyond the Company’s reasonable control. The Company reserves the right to modify, suspend, or discontinue any feature or component of the Services at any time, with or without notice, without liability.

4.3 Beta and Experimental Features

From time to time, the Company may make beta, preview, evaluation, or other experimental features available to Users. Such features are provided strictly on an “as is” basis, may contain bugs or errors, may be modified or withdrawn at any time, and are not subject to any service-level commitment. Use of beta features is entirely at the User’s own risk.

4.4 Third-Party Services

The Services integrate with, depend upon, or link to a wide range of third-party services, platforms, content, infrastructure, and tools (collectively, “Third-Party Services”). The Company adds to, removes, replaces, and varies its Third-Party Services from time to time, in its sole discretion, without obligation to give notice. By way of non-exhaustive illustration, the categories of Third-Party Services that may be used in the operation of the Services include, without limitation:

• Payment, billing, invoicing and tax infrastructure — including Stripe and other payment service providers, payment-card processors, fraud-screening tools, and tax-calculation services;
• Identity verification, KYC, AML, sanctions, PEP, and adverse-media screening — Persona Identities, Inc. and other identity, document-authenticity, biometric, liveness, deepfake-detection, and risk-screening providers as designated from time to time;
• Cloud hosting, computing, storage, content-delivery and edge infrastructure — including DigitalOcean, AWS, Google Cloud, Cloudflare, and other infrastructure-as-a-service, platform-as-a-service, and CDN providers;
• Database, authentication, identity, and session-management services — including managed databases, single-sign-on providers, and authentication-as-a-service tools;
• Transactional email, marketing email, and SMS infrastructure — including Postmark, SendGrid, Mailgun, Brevo, Resend, Twilio, Vonage, and other email and SMS service providers;
• Messaging and chat platforms — including Telegram, WhatsApp, WATI, Slack, Discord, and other messaging infrastructure used for Member-facing or operational communications;
• Video conferencing and meeting infrastructure — including Zoom, Google Meet, Microsoft Teams, Daily.co, and other meeting-platform providers;
• Event scheduling, calendaring, and booking systems — including Cal.com, Calendly, and other scheduling tools;
• Customer-relationship management, sales pipeline, marketing automation, and workflow tools — including Airtable, Kommo, HubSpot, Pipedrive, Notion, Zapier, Make, n8n, Pipedream, and other CRM and automation platforms;
• Customer support, helpdesk, and live-chat tools — including Intercom, Crisp, Zendesk, and similar tools;
• Meeting transcription, summarisation, recording-management, and meeting-intelligence tools — including Claap, AssemblyAI, Otter, Fireflies, and similar tools;
• Artificial intelligence and machine-learning services — including large-language-model providers, embedding providers, vision and image-analysis providers, speech-to-text and text-to-speech providers, and other AI infrastructure (including OpenAI, Anthropic, Google, Mistral, Cohere, ElevenLabs, Deepgram, and others);
• Vector databases, semantic search, and matching infrastructure — including Pinecone, Weaviate, Qdrant, Algolia, Meilisearch, and similar tools;
• Analytics, product telemetry, A/B testing, and feature management — including PostHog, Mixpanel, Amplitude, Google Analytics with IP anonymisation, and similar tools;
• Error monitoring, observability, logging, and security tooling — including Sentry, Datadog, BetterStack, and similar tools;
• Document signing and electronic signature platforms — including DocuSign, Dropbox Sign (formerly HelloSign), and similar tools;
• Survey, form, polling, and feedback tools — including Typeform, Tally, and similar tools;
• Image, video, and media processing, hosting, optimisation, and delivery services;
• Social-media, networking, and publishing platforms — to the extent the Company posts, integrates with, or links to such platforms; and
• Any other infrastructure, software, software-as-a-service, platform-as-a-service, or third-party tool that the Company determines, in its sole discretion, to be useful or necessary to the operation, security, scalability, monetisation, or improvement of the Services.

Your use of any Third-Party Service is governed by that third party’s own terms and privacy policies. The Company is not responsible for, makes no warranty regarding, and accepts no liability in respect of any Third-Party Service. The Company’s third-party data-processor stack evolves from time to time as the Services develop, and the Company will inform Members of material changes affecting the processing of their Personal Data through the Privacy Policy or by direct notice.

5. User Conduct and Acceptable Use

5.1 Compliance

You agree to use the Services only for lawful purposes and in compliance with: (a) these Terms; (b) the Codex of Honour, where you are a Member; (c) all applicable local, national, and international laws and regulations; and (d) all applicable third-party terms governing Third-Party Services accessed through the Platform.

5.2 Prohibited Conduct

Without limiting the foregoing, you shall not, and shall not attempt to or permit any third party to:

• violate any applicable law, regulation, or third-party right;
• upload, transmit, or distribute any Content that is unlawful, defamatory, harassing, threatening, abusive, obscene, hateful, discriminatory, fraudulent, or otherwise objectionable;
• impersonate any person or entity, or misrepresent your identity, qualifications, financial standing, or affiliation;
• circumvent, disable, interfere with, or otherwise attempt to defeat any security feature, access control, rate limit, or technical measure of the Services;
• scrape, crawl, harvest, mirror, frame, or otherwise extract data from the Services through automated means;
• introduce any virus, worm, trojan horse, ransomware, malware, or other malicious code into the Services or onto the Company’s infrastructure;
• conduct or attempt any penetration testing, vulnerability scanning, or security probing without prior written authorisation from the Company;
• reverse-engineer, decompile, disassemble, or attempt to derive the source code, algorithms, models, or architecture of any component of the Services;
• use the Services or any output of the AI Matching System (including embeddings, scores, or recommendations) to train any artificial-intelligence or machine-learning model that is not operated by the Company;
• send unsolicited commercial messages (spam), engage in cold pitching to other Members, or otherwise breach the Codex of Honour;
• disclose, share, forward, or otherwise transmit any information about another User to any third party without that User’s express written consent and the Company’s prior written consent;
• use the Services to facilitate, conduct, or promote any unlawful activity, including, without limitation, money laundering, terrorism financing, sanctions evasion, fraud, market manipulation, insider dealing, bribery, or human trafficking;
• collect, scrape, or compile facial images, biometric identifiers, or other Personal Data of other Members for any purpose;
• engage in status gaming, false credentialism, or systematic exaggeration of capabilities, business metrics, financial standing, or professional achievements; or
• engage in any conduct that, in the Company’s sole and absolute discretion, could damage, disable, overburden, or impair the Services or interfere with any other User’s enjoyment thereof.

5.3 Anti-Bypass Policy

The integrity of the Company’s facilitation function is fundamental to the value the Services deliver. The Member specifically acknowledges and agrees that:

• any introduction, connection, lead, opportunity, or relationship arising in whole or in part from the Member’s use of the Services or from any Match Proposal, recommendation, or facilitation by the Company is sourced through the Company, even if subsequent contact moves to direct channels;
• the Member shall not deliberately structure communications, transactions, or relationships to conceal from the Company any deal, partnership, joint venture, investment, hire, supply arrangement, or other commercial outcome that arose from the Services;
• the Member shall not encourage, persuade, or assist any other Member to circumvent the Company’s facilitation, whether to avoid disclosure, fees, accountability mechanisms, or for any other reason;
• the Member shall not exploit any introduction received through the Services to mass-market, mass-pitch, mass-recruit, or otherwise leverage the Member directory, profile, or relationship data for purposes outside the curated nature of the network; and
• the Company reserves the absolute right to investigate suspected bypass conduct, to require the Member’s reasonable cooperation in such investigation, and to terminate without refund and pursue all available remedies upon a finding of bypass.

Bypass is treated as a fundamental breach. The Member acknowledges that bypass conduct undermines the entire ecosystem and that strong remedies are appropriate.

5.4 Confidentiality of Member Information

The Member shall maintain strict confidentiality regarding all information obtained through the Services, including, without limitation: the identities, contact details, profiles, and business affairs of other Members; Match Proposals and the analytical reasoning underlying them; the content of meetings, calls, and Platform communications; deal terms and commercial arrangements between Members; AI-generated analyses, scores, and recommendations; and the Company’s proprietary methods, systems, and operational practices. The Member shall not disclose, share, forward, screenshot, reproduce, or make available any such information to any third party (including non-Member spouses, business partners, employees, or advisers) without the prior written consent of the Company and, where applicable, of the relevant Member. The confidentiality obligation in this Section 5.4 survives termination of any Account or Membership for a period of five (5) years, save in respect of Member identities and any information that constitutes a trade secret of the Company, in which case it survives indefinitely.

5.5 Reporting Obligations

Where you witness, suspect, or experience conduct that may breach these Terms — including, without limitation, prohibited conduct under Section 5.2, bypass under Section 5.3, breach of confidentiality under Section 5.4, or violation of the Codex of Honour by a fellow Member — you are encouraged to report it promptly and confidentially to admin@belegends.club. Reports should include sufficient detail (dates, parties, evidence) to enable investigation. The Company treats reports with appropriate confidentiality, but cannot guarantee anonymity in all circumstances (for example, where required to provide a fair process to the accused or to comply with applicable law). Bad-faith or knowingly false reports are themselves a breach of these Terms.

5.6 Member Conduct Standards (Codex of Honour)

Without prejudice to the foregoing, where you are a Member, your conduct on and through the Services is additionally governed by the Legends Codex of Honour, available at belegends.club/codex (the “Codex”), as published and amended from time to time. The Codex sets out the affirmative standards (Give-First, Absolute Confidentiality, 72-Hour Rule, Anti-Bypass, and others) by which the Member commits to operate within the network. By accepting these Terms, ticking the Pre-Payment Acknowledgement under Section 3.6, and being admitted to Membership following a positive Verification Outcome, the Member agrees to be bound by the Codex as a binding contractual obligation between the Member and the Company. Where any provision of this Section 5 is silent on a particular Member-specific standard, the Codex applies. Where any conduct standard in the Codex is more specific than this Section 5, the more specific standard prevails for Members.

6. Membership Fee, Payment, and Refunds

6.1 Membership Fee

The Membership Fee is the amount displayed at checkout at the time of purchase, denominated in United States Dollars (USD) unless otherwise specified, and confirmed in writing in the Company’s payment receipt. The Company reserves the absolute and unconditional right to vary the Membership Fee at any time, including by reference to time-limited promotional rates or invitation-specific pricing. The applicable Membership Fee for any Membership Term shall be the Membership Fee in effect at the time of purchase or renewal of that Term.

6.2 Payment Methods

Payment is processed through such payment methods as the Company designates from time to time. As at the Effective Date, the Company’s primary payment processor is Stripe, Inc. The Company may, in its sole discretion, accept additional payment methods (including bank transfer for business customers) without amendment to these Terms. By providing payment information, you authorise the Company and its payment processor to charge the applicable amount to your selected payment method, and you represent and warrant that the payment information is accurate, current, and that you are authorised to use the payment method submitted.

6.3 Taxes

All fees are exclusive of any value added tax (VAT), sales tax, withholding tax, or other applicable taxes, levies, or duties, which shall be your sole responsibility, save where the Company is required by applicable law to collect and remit such taxes.

6.4 Renewal

Membership is for a Membership Term of twelve (12) calendar months. Renewal is not automatic and requires the Member’s affirmative acceptance and payment, save where the Company introduces an auto-renewal mechanism through clearly disclosed checkout language. The Membership Fee applicable to any renewal Term may differ from the fee paid for the preceding Term; the Company makes no commitment to maintain the same Membership Fee at renewal. The Company reserves the absolute right to decline any renewal at its sole discretion.

6.5 Strict Non-Refund Policy

THE MEMBERSHIP FEE AND ANY OTHER FEES PAID TO THE COMPANY ARE STRICTLY NON-REFUNDABLE. Without limitation, no refund (whether full, partial, or pro-rated) shall be issued in connection with any of the following:

• Adverse Verification Outcome. Rejection by the Verification Provider on any ground, including identity, sanctions, document authenticity, name mismatch, role not qualifying, company under twelve (12) months, financial-eligibility threshold not met, deepfake or liveness failure, expired identification, or statement too old. The Member confirmed eligibility prior to payment; an adverse Verification Outcome conclusively establishes that the Member’s prior confirmation was inaccurate.
• Verification Window Lapse. Failure to complete verification with the Verification Provider within fourteen (14) calendar days of payment (Section 3.4).
• Onboarding Window Lapse. Failure to log in to the Platform and complete the Capability Audit within fourteen (14) calendar days of a positive Verification Outcome (Section 3.5).
• Misrepresentation. Provision of false, misleading, fraudulent, or materially incomplete documentation, statements, or information, at any time. Misrepresentation is fraud and constitutes a ground for immediate termination without refund and without further notice.
• Termination for Cause. Termination for any breach of these Terms, the Codex of Honour, or applicable law.
• Suspension or Disciplinary Action. Suspension following warning, investigation, or disciplinary action under any incorporated document.
• Voluntary Withdrawal. The Member’s voluntary withdrawal or non-renewal.
• Member Unresponsiveness. The Member’s failure to respond to Company communications for any continuous period exceeding thirty (30) calendar days.
• Non-Use. The Member’s failure to use, access, attend, or derive value from the Services.
• Other. Any other ground except where expressly required by applicable mandatory law or as expressly set out in the Membership Guarantee in Section 7.

The Member acknowledges that this strict no-refund policy has been individually negotiated, is a material inducement for the Company to enter into these Terms, and is reflected in the Company’s pricing.

6.6 Statutory Withdrawal Rights

Where you are a consumer resident in the European Economic Area, the United Kingdom, or another jurisdiction whose laws confer a statutory right of withdrawal from distance contracts, you may have the right to withdraw within fourteen (14) days of acceptance, without giving any reason. By accepting these Terms and requesting that the Services begin during the withdrawal period, you expressly acknowledge that: (a) you wish the Company to begin performance immediately; and (b) you accept that you will lose your right of withdrawal once the Services have been fully performed.

6.7 Failed Payments

If a payment fails or is reversed (including by chargeback), the Company may, in its sole discretion: (a) suspend your access to the Services until payment is received; (b) terminate your Account and Membership; and (c) recover any sums owed, together with reasonable collection costs, through any lawful means. Initiating a chargeback or payment dispute in bad faith is a material breach of these Terms.

7. Membership Guarantee

7.1 The Sole Exception

As the sole and exclusive exception to the strict non-refund policy in Section 6.5, the Company offers the limited Membership Guarantee set out in this Section 7, on the strict and cumulative conditions set out in Section 7.4. The Membership Guarantee is the Member’s sole and exclusive remedy in respect of any claim relating to the number, quality, relevance, timeliness, or outcome of introductions, recommendations, or other facilitation provided by the Company, and the Member irrevocably waives all other claims, remedies, and causes of action, whether at law, in equity, under statute (including consumer protection), or otherwise.

7.2 The Guarantee

Subject to the cumulative conditions in Section 7.4, if during the Guarantee Period no Qualified Outcome (as defined in Section 7.3) has occurred, the Member may apply for a refund of the Membership Fee paid for the then-current Membership Term, in accordance with the procedure in Section 7.5.

7.3 Qualified Outcome — Broad Definition

7.3.1 Discharge by Any Single Outcome. The Company’s obligation under the Membership Guarantee is fully and irrevocably discharged upon the occurrence of any single one of the events listed in Section 7.3.2. The events are alternative, not cumulative, and are construed broadly in favour of the Company.

7.3.2 Qualified Outcomes. Each of the following constitutes a Qualified Outcome:

• Delivery of any Match Proposal or recommendation. The Company has delivered to the Member at least one (1) Match Proposal, introduction, recommendation, or facilitation of any kind, through any channel (including the Platform, email, Telegram, WhatsApp, in-person, or via Relationship Manager), at any time during the Guarantee Period, irrespective of whether the Member responded, accepted, declined, or acted upon it.
• Member acceptance of a recommendation. The Member has accepted, agreed to, expressed interest in, or otherwise positively responded to any Match Proposal, recommendation, or introduction made by the Company during the Guarantee Period.
• Member-initiated identification. The Member has identified another Member through the Platform (including through any directory, profile view, search, suggested-match feature, mastermind, room, group, channel, or event) and the Company has facilitated or attempted to facilitate contact between them.
• Any connection, deal, or interaction. Any introduction, conversation, meeting, deal, partnership, investment, transaction, contract, hire, joint venture, supply arrangement, or other commercial or professional connection, of any nature whatsoever, has arisen, in whole or in part, in connection with the Member’s use of the Services, attendance at any Event, or interaction with the Company or any other Member during the Guarantee Period.
• Disqualification under Section 7.4. The Member has failed to satisfy any of the cumulative eligibility conditions in Section 7.4 at any point during the Guarantee Period (in which case the Membership Guarantee is automatically and permanently disapplied without need for further determination).

FOR THE ABSOLUTE AVOIDANCE OF DOUBT: A SINGLE MATCH PROPOSAL — WHETHER OR NOT ACCEPTED, WHETHER OR NOT RELEVANT IN THE MEMBER’S SUBJECTIVE VIEW, WHETHER OR NOT IT RESULTED IN A MEETING OR TRANSACTION — FULLY AND PERMANENTLY DISCHARGES THE COMPANY’S OBLIGATION UNDER THE MEMBERSHIP GUARANTEE.

7.4 Cumulative Eligibility Conditions

The Membership Guarantee is strictly conditional on the Member having satisfied each and every one of the following conditions, cumulatively and without interruption, throughout the entire Guarantee Period. Failure to satisfy any single condition permanently and irrevocably disqualifies the Member from any refund claim under this Section 7:

• Successful Verification. The Member completed identity and eligibility verification with the Verification Provider within fourteen (14) calendar days of payment, and obtained a positive Verification Outcome.
• Onboarding Completion. The Member logged in to the Platform and completed the Capability Audit (Onboarding Form) in full, accurately, and substantively, within fourteen (14) calendar days of the positive Verification Outcome.
• Active and Responsive Membership. The Member maintained continuous active engagement throughout the Guarantee Period, including: (i) no continuous period of unresponsiveness to Company communications exceeding thirty (30) calendar days; (ii) responding to each Match Proposal, request for information, or communication from the Company within seven (7) calendar days of delivery; and (iii) compliance with all minimum engagement standards as communicated by the Company from time to time.
• Good Standing. The Member was not subject to any warning, reprimand, suspension, restriction, investigation, or disciplinary action under these Terms, the Codex of Honour, or the Membership Agreement, at any point during the Guarantee Period.
• No Termination for Cause. The Member was not terminated for cause.
• No Misrepresentation. The Member made no false, misleading, or fraudulent statement to the Company at any time, including in the application, the pre-payment acknowledgement, the verification process, or the Capability Audit.
• Continuous Compliance. The Member acted in good faith and in full, continuous, and material compliance with these Terms, the Codex of Honour, and (where applicable) the Membership Agreement throughout the entire Guarantee Period.

7.5 Mandatory Claim Procedure

To claim a refund under this Section 7, the Member must comply strictly with each of the following mandatory procedural requirements. Non-compliance with any single requirement results in the automatic, permanent, and irrevocable forfeiture of the refund claim:

• Written claim. The Member shall submit a formal written refund claim to the Company by email to admin@belegends.club. The claim shall include: the Member’s full legal name; Account email address; date of payment; date of positive Verification Outcome; date of Capability Audit completion; and a clear narrative explanation of the basis for the claim, addressing each of the conditions in Section 7.4 and confirming that no Qualified Outcome occurred.
• Strict filing deadline. The written claim must be received by the Company within thirty (30) calendar days immediately following the expiry of the Guarantee Period. Claims received after this deadline, for any reason, are automatically and permanently forfeited. Time is of the essence.
• Company review. The Company shall conduct a comprehensive good-faith review of all relevant data, including communications, recordings, Platform activity, Match Proposals delivered, and Member engagement. The Company’s determination shall be final, conclusive, and binding, subject only to the dispute-resolution procedure in Section 14.
• Refund issuance. If approved, refunds are processed within ninety (90) business days to the original payment method. The Company is not responsible for delays attributable to banking systems, currency conversion, or third-party payment processors.

8. Intellectual Property and Content Rights

8.1 Company IP

All right, title, and interest in and to the Services, including, without limitation, the Platform, the AI Matching System, all algorithms, scoring models, vector embeddings, trained AI models, data architectures, anonymised datasets, the Codex of Honour, all operational workflows, all software, all source and object code, all user interfaces, all designs, all trademarks (including the LEGENDS name and logo), all service marks, all trade names, all copyrights, all patents, all trade secrets, and all other intellectual property and proprietary rights anywhere in the world (collectively, “Company IP”), are and shall remain the sole, exclusive, and absolute property of the Company or its licensors. Except for the limited licence expressly granted in Section 8.2, no rights of any kind are granted to you by these Terms, by implication, estoppel, or otherwise.

8.2 Limited Licence to Users

Subject to your continuous compliance with these Terms, the Company grants you a limited, personal, revocable, non-exclusive, non-transferable, non-sublicensable licence to access and use the Services solely for your own internal business or personal purposes for the duration of your Account or Membership, as applicable. This licence does not include the right to: (a) resell, sublicense, or commercially exploit the Services; (b) use the Services on behalf of any third party; (c) use any Company IP outside the Platform without prior written authorisation; (d) modify, adapt, translate, or create derivative works of any Company IP; or (e) remove, alter, or obscure any proprietary notices, watermarks, or labels.

8.3 User-Generated Content

You retain ownership of any User-Generated Content you submit, post, transmit, or otherwise make available through the Services. By submitting User-Generated Content, you hereby grant the Company a worldwide, perpetual, irrevocable, royalty-free, fully paid-up, sublicensable, and transferable licence to host, store, reproduce, modify (including for technical purposes such as resizing, transcoding, and indexing), create derivative works of, communicate, publish, publicly display, publicly perform, distribute, and otherwise use such User-Generated Content for the purposes of: (a) operating, providing, maintaining, securing, improving, and developing the Services; (b) generating Match Proposals and related analytical outputs through the AI Matching System; (c) using anonymised, aggregated, or de-identified derivatives of such User-Generated Content for algorithm training, benchmarking, research, statistical analysis, product development, and commercial purposes, in perpetuity, without restriction or further compensation; and (d) marketing and promoting the Services, subject to the terms of the Privacy Policy and the Membership Agreement (where applicable).

8.4 User-Generated Content Warranties

You represent and warrant that, with respect to all User-Generated Content you submit: (a) you own or have all necessary rights, licences, consents, and permissions to submit it and to grant the licence in Section 8.3; (b) it does not and will not infringe, misappropriate, or violate any third-party right; (c) it does not contain any unlawful, defamatory, fraudulent, harassing, abusive, or otherwise objectionable material; and (d) its use by the Company in accordance with these Terms will not breach any obligation owed to a third party.

8.5 Feedback

If you provide the Company with any suggestions, comments, ideas, improvements, bug reports, or other feedback regarding the Services (“Feedback”), you hereby assign to the Company all right, title, and interest in such Feedback, with no restriction and no obligation of compensation.

8.6 Copyright Complaints

If you believe that material on the Services infringes your copyright, you may submit a written notice to admin@belegends.club containing: (a) a physical or electronic signature of the rights holder or authorised representative; (b) identification of the work claimed to be infringed; (c) identification of the allegedly infringing material; (d) your contact details; (e) a statement of good-faith belief that the use is not authorised; and (f) a statement, under penalty of perjury, that the information is accurate and you are authorised to act. The Company may, in its sole discretion, remove or disable access to any allegedly infringing material and may terminate the Accounts of repeat infringers.

9. Privacy, Data Protection, AI and Recordings

9.1 Privacy Policy

Your use of the Services is subject to the Legends Privacy Policy. By using the Services, you acknowledge that you have read and understood the Privacy Policy.

9.2 Use of AI

You acknowledge that the Services make extensive use of artificial-intelligence and machine-learning technologies, including, without limitation, large language models, vector embeddings, automated scoring, recommendation engines, natural-language processing, and transcript-based analysis of communications and meetings. The Company may, in future, introduce additional AI capabilities (such as voice sentiment analysis or video micro-expression analysis), each of which will be subject to a separate opt-in consent prior to activation. You acknowledge and agree that: (a) introductions, scores, and recommendations are generated, in whole or in part, by AI algorithms; (b) the Company will indicate when AI technology was materially involved in a recommendation; (c) accuracy depends on the quality of the data you provide; and (d) AI outputs may contain errors, inaccuracies, biases, omissions, or hallucinations.

THE COMPANY MAKES NO WARRANTY, EXPRESS OR IMPLIED, REGARDING THE ACCURACY, RELIABILITY, COMPLETENESS, FITNESS, OR SUITABILITY OF ANY AI-GENERATED ANALYSIS, SCORE, RECOMMENDATION, OR OUTPUT. YOU ASSUME ALL RISK ASSOCIATED WITH RELIANCE ON AI-GENERATED INFORMATION.

9.3 Recordings, Transcription and Analysis — Comprehensive Consent

By creating an Account, paying the Membership Fee, joining any Company-organised meeting, event, or call, or by communicating with the Company through any channel, you provide your express, informed, and freely given consent to the Company’s recording, transcription, storage, retrieval, and analysis of any and all of the following:

• video meetings, calls, sessions, masterminds, masterclasses, and online events organised, hosted, scheduled, or facilitated by the Company or by any Relationship Manager (including meetings conducted via Zoom links generated and shared manually by the Company);
• calls, voice notes, and meetings between the Member and any Relationship Manager or other Company personnel;
• messages, files, and other communications sent or received through the Platform’s in-app messaging, chat, or notification systems;
• messages, files, and other communications sent or received through any communication channel managed or facilitated by the Company, including, without limitation, email, WhatsApp (or WATI), Telegram, SMS, or other messaging platforms operated for Company-facilitated interactions;
• contributions, posts, votes, RSVPs, and other interactions in any Company-managed group, channel, room, or community space; and
• attendance at and participation in any Company-organised offline event, including filmed and photographed materials.

The Company uses such recordings, transcripts, and communications data for the purposes set out in the Privacy Policy, including, without limitation: service operation; quality assurance; matchmaking and recommendation; engagement monitoring; Codex enforcement; AI training (in anonymised or de-identified form); legal-claim defence; and continuous service improvement. The Company will, where technically practicable and consistent with the Member’s experience, indicate when recording is active (for example, by means of a platform-generated recording indicator); however, the Member’s consent under this Section 9.3 is the legal basis and applies whether or not such an indicator is visible in any given session. The Member may, at any time, withdraw consent in respect of recording features that are subject to opt-in (as identified in the Privacy Policy).

9.4 Member Communications and Multi-Channel Contact

By creating an Account, providing contact information to the Company, or connecting any third-party messaging account in the course of using the Services, the Member grants the Company an express, informed, and freely given consent for the Company to proactively contact the Member via any one or more of the channels set out below for any communication relating to the Services, the Membership, the Codex of Honour, or any matter governed by these Terms. The Member acknowledges that the Company and its Relationship Managers will use whichever channel is most convenient and effective in the circumstances:

• the Legends Platform itself, including in-app messaging, chat, and notification systems (the primary channel for Member-facing communications);
• email — to the email address registered to the Account or otherwise provided by the Member;
• mobile telephone — by voice call or SMS, to any telephone number provided by the Member;
• WhatsApp — to any number provided by the Member or to any WhatsApp Business connection initiated through the Services (including via the Company’s WhatsApp Business infrastructure operated by WATI / Clare.AI);
• Telegram — to any username, identifier, or number provided by the Member;
• push notifications — to any device on which the Member has installed or signed into the Platform application;
• any other communication channel managed by the Company or by a Relationship Manager and to which the Member has given access by providing the relevant contact identifier or initiating contact through such channel; and
• any other channel the Member has expressly opted into.

Service Communications. The Member acknowledges and agrees that the foregoing communications are an integral and necessary part of receiving the Services, and may include, without limitation: delivery of Match Proposals, recommendations, and introductions; Relationship Manager outreach and follow-up; event invitations, RSVPs, reminders, and logistics; verification-flow communications and KYC reminders; deadline reminders (including the fourteen (14) day Verification Window and the fourteen (14) day Onboarding Window); security and account-status notices; billing, payment, and renewal communications; Codex of Honour and conduct matters; warning, sanction, and termination notices; and any other matter relating to the Member’s use of the Services. Such communications constitute Service Communications and are sent on the basis of the contractual necessity to perform these Terms. The Member may not opt out of Service Communications without terminating Membership.

Marketing Communications. Communications that are not Service Communications — including general newsletters, promotional content, surveys unrelated to the Member’s active participation in the Services, and information about products or services beyond the scope of the Member’s existing Services — constitute Marketing Communications and are sent only with the Member’s separate, express opt-in consent. The Member may withdraw consent for Marketing Communications at any time, by following the unsubscribe instructions in the relevant communication or by contacting admin@belegends.club, without affecting the Member’s continued receipt of Service Communications.

Sender Identity. Outbound Service Communications and Marketing Communications from the Company are sent from concierge@belegends.club, from such other addresses, telephone numbers, WhatsApp Business numbers, Telegram accounts, and platform identities as the Company designates from time to time, and from the personal channels of designated Relationship Managers acting in their capacity as Company personnel.

9.5 Future AI Capabilities — Separate Consent Required

Voice sentiment analysis, video micro-expression analysis, and other future AI capabilities that go materially beyond the transcript-based analysis described in Section 9.2 shall require a separate, specific, and informed opt-in consent presented to the Member at the time the relevant feature is activated, in accordance with the Privacy Policy and applicable law (including the EU AI Act). The Member’s decision to grant or withhold any such future consent shall not affect the validity of these Terms or the Member’s Membership.

10. Disclaimers and Limitation of Liability

10.1 No Guarantee of Outcomes

THE SERVICES FACILITATE INTRODUCTIONS, DELIVER INFORMATION, AND SUPPORT EVENTS. THE COMPANY DOES NOT GUARANTEE, REPRESENT, OR WARRANT ANY SPECIFIC BUSINESS OUTCOME, DEAL CLOSURE, RETURN ON INVESTMENT, REVENUE, PROFIT, FINANCIAL RESULT, PARTNERSHIP, EMPLOYMENT, INVESTMENT, OR ANY OTHER OUTCOME FROM ANY INTRODUCTION, MATCH, RECOMMENDATION, EVENT, MEETING, COMMUNICATION, OR OTHER ASPECT OF YOUR USE OF THE SERVICES. All commercial, professional, and personal arrangements between Members are entered into at the sole and exclusive risk of the Members involved. The Company is not a party to any such arrangement and bears no liability whatsoever.

10.2 No Professional Advice

Nothing in or on the Services constitutes legal, financial, investment, tax, accounting, medical, or other professional advice. The Company is not a financial adviser, investment adviser, broker, dealer, insurance broker, attorney, or any other regulated professional. You should obtain independent professional advice before making any decision based on the Services.

10.3 “As-Is” and “As-Available”

THE SERVICES, THE PLATFORM, THE AI MATCHING SYSTEM, ALL CONTENT, AND ALL FEATURES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, including any implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, reliability, completeness, satisfactory quality, security, freedom from viruses or other harmful components, or that defects will be corrected. The Company expressly disclaims all such warranties to the maximum extent permitted by applicable law. No oral or written information or advice given by the Company shall create a warranty.

10.4 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, LICENSORS, OR THIRD-PARTY SERVICE PROVIDERS (the “Indemnified Parties”) be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or any damages for loss of profits, revenue, business, opportunity, goodwill, data, use, business interruption, or cost of substitute services, arising out of or in connection with these Terms, the Services, or your use thereof, whether based in contract, tort (including negligence), strict liability, statute, or any other legal theory, and whether or not the Company has been advised of the possibility of such damages.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE AGGREGATE LIABILITY OF THE INDEMNIFIED PARTIES TO YOU FOR ALL CLAIMS ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OR THE SERVICES, REGARDLESS OF THE FORM OF ACTION, SHALL NOT EXCEED THE GREATER OF: (A) THE TOTAL FEES PAID BY YOU TO THE COMPANY IN RESPECT OF THE SERVICES IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM; OR (B) ONE HUNDRED UNITED STATES DOLLARS (USD 100). Multiple claims shall not enlarge this limit.

10.5 Statutory Carve-Outs

Nothing in these Terms shall exclude or limit liability for: (a) death or personal injury caused by negligence; (b) fraud or fraudulent misrepresentation; (c) any matter in respect of which it would be unlawful to exclude or limit liability; or (d) any other liability that cannot be excluded or limited under applicable mandatory law.

10.6 Allocation of Risk

You acknowledge that the limitations and exclusions in this Section 10 are a fundamental basis of the bargain between you and the Company, that the Company would not provide the Services on the agreed terms without them, and that they shall apply even if any limited remedy fails of its essential purpose.

11. Indemnification

You agree to indemnify, defend, and hold harmless the Indemnified Parties from and against any and all claims, demands, actions, suits, proceedings, losses, damages, liabilities, fines, penalties, judgments, settlements, costs, and expenses (including reasonable attorneys’ fees on a full indemnity basis) arising out of or in connection with: (a) your access to or use of the Services; (b) your User-Generated Content; (c) your breach of these Terms, the Privacy Policy, the Codex of Honour, the Membership Agreement (where applicable), or any applicable law or regulation; (d) any misrepresentation made by you (including misrepresentation of eligibility); (e) any transaction, communication, arrangement, or interaction between you and any other Member or third party; (f) your negligence or wilful misconduct; or (g) any infringement by you of any third-party right. This indemnification obligation shall survive termination of these Terms.

12. Suspension and Termination

12.1 Suspension

The Company may suspend your access to all or part of the Services, immediately and without prior notice, where the Company reasonably believes that: (a) you have breached, or are likely to breach, these Terms or any incorporated document; (b) your conduct presents a security, legal, or reputational risk; (c) suspension is required by law or by order of a competent authority; or (d) such action is necessary to investigate suspected misconduct.

12.2 Termination by the Company

The Company may terminate your Account, your Membership, and your access to the Services, with or without cause, at any time, by written notice. Without limiting the foregoing, the Company may terminate immediately, without notice and without liability, upon: (a) any material breach of these Terms or the incorporated documents; (b) any of the grounds for immediate exclusion set out in the Codex of Honour; (c) failure of identity, sanctions, or financial verification; (d) the Member’s failure to complete the Verification or Onboarding windows in Sections 3.4 and 3.5; (e) any chargeback, payment reversal, or non-payment; or (f) any conduct that the Company determines, in its sole and absolute discretion, to be harmful to the Club, its Members, or its reputation.

12.3 Termination by You

You may terminate your Account at any time by written notice to admin@belegends.club or through your Account settings, where available. Termination of your Account does not entitle you to any refund of paid fees, save as set out in Section 6.6 or as required by applicable mandatory law.

12.4 Effect of Termination

Upon termination of your Account: (a) your right to access and use the Services shall immediately cease; (b) the Company may delete your Account, profile, and User-Generated Content, subject to the retention obligations set out in the Privacy Policy; (c) any sums owed by you to the Company shall become immediately due and payable; (d) the Company shall retain all rights and remedies accrued prior to termination; and (e) those provisions of these Terms which by their nature are intended to survive termination shall so survive.

12.5 Internal Appeal Process

Where the Company has terminated a Member’s Account for cause under Section 12.2 (other than for adverse Verification Outcome, sanctions match, or fraudulent misrepresentation, in respect of which no internal appeal is available), the Member may, within fourteen (14) calendar days of receiving the termination notice, submit a written appeal to admin@belegends.club. The appeal shall set out the specific factual or procedural grounds on which the Member challenges the termination. The appeal shall be reviewed by a designated Company representative who was not involved in the original termination decision (the “Appeals Reviewer”). The Appeals Reviewer shall, within fourteen (14) calendar days of receipt of the appeal, communicate a written decision to the Member, which may: (a) confirm the termination; (b) substitute a lesser sanction (such as suspension or feature restriction); or (c) reverse the termination. The Appeals Reviewer’s decision is final and binding for the purposes of the Company’s internal procedures, without prejudice to the Member’s rights under Section 14. Use of this internal appeal process is a precondition to the initiation of any external dispute-resolution proceeding under Section 14 in respect of the relevant termination.

13. Governing Law

These Terms, and any non-contractual obligations arising out of or in connection with them, shall be governed by and construed in accordance with the laws of the Dubai International Financial Centre (“DIFC”), as applied by the DIFC Courts, and, to the extent not addressed by DIFC law, the laws of the Emirate of Dubai and the applicable federal laws of the United Arab Emirates, in each case without regard to conflict-of-laws principles. The United Nations Convention on Contracts for the International Sale of Goods (1980) is expressly excluded. The choice of law in this Section 13 is made without prejudice to any mandatory consumer-protection rights to which you may be entitled under the laws of your jurisdiction of residence.

14. Dispute Resolution

14.1 Internal Resolution

Any dispute, controversy, or claim arising out of, relating to, or in connection with these Terms, the Services, or your use thereof (a “Dispute”) shall first be submitted to the Company’s internal resolution procedure by written notice to admin@belegends.club. The parties shall use good-faith efforts to resolve the Dispute through direct negotiation. You irrevocably undertake to exhaust the internal resolution procedure for a minimum of thirty (30) days before initiating external proceedings.

14.2 Arbitration

Any Dispute not resolved internally within thirty (30) days shall be finally resolved by arbitration administered by the Dubai International Arbitration Centre (“DIAC”) under the DIAC Arbitration Rules 2022 (or successor rules):

• Seat: DIFC, Dubai. The lex arbitri shall be the DIFC Arbitration Law (DIFC Law No. 1 of 2008, as amended). The DIFC Courts shall have exclusive supervisory jurisdiction.
• Tribunal: A sole arbitrator appointed under the DIAC Rules. If the parties cannot agree within fifteen (15) days, the DIAC Arbitration Court shall appoint.
• Language: English.
• Confidentiality: All proceedings, submissions, evidence, and awards shall be strictly confidential.
• Award: Final, conclusive, and binding, with no right of appeal except as provided under the DIFC Arbitration Law. Enforceable worldwide under the New York Convention (1958).
• Costs: The tribunal may award costs (including attorneys’ fees on a full indemnity basis) to the prevailing party.
• Interim Relief: Either party may seek interim or conservatory measures from the DIFC Courts or the DIAC Emergency Arbitrator at any time.

14.3 Exclusive Jurisdiction

Subject to Section 14.2, the DIFC Courts shall have exclusive jurisdiction over all proceedings arising out of or in connection with these Terms. You irrevocably submit to such jurisdiction; waive all objections, including forum non conveniens; consent to service of process by any means permitted by the DIFC Court Rules; and agree that DIFC judgments may be enforced in any jurisdiction.

14.4 Class Action Waiver

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, YOU AGREE THAT ANY DISPUTE SHALL BE BROUGHT SOLELY IN YOUR INDIVIDUAL CAPACITY AND NOT AS A PARTICIPANT IN ANY CLASS, COLLECTIVE, CONSOLIDATED, MULTI-PARTY, OR REPRESENTATIVE PROCEEDING. YOU WAIVE ALL RIGHTS TO PARTICIPATE IN ANY CLASS ACTION AGAINST THE COMPANY.

14.5 Jury Trial Waiver

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, YOU IRREVOCABLY WAIVE ANY RIGHT TO TRIAL BY JURY IN ANY ACTION ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES.

14.6 Limitation Period

Any claim arising out of or in connection with these Terms or the Services must be commenced within one (1) year of the date on which the cause of action accrued, or within such shorter period as may be specified elsewhere in these Terms (including the thirty (30) day deadline in Section 7.5). Claims not commenced within such period are permanently and irrevocably barred.

14.7 Consumer Carve-Outs

Where you are a consumer resident in a jurisdiction whose mandatory laws confer non-waivable rights of action, access to specific dispute-resolution forums, or class-action rights, nothing in this Section 14 shall be construed to deprive you of those mandatory rights, and the relevant provisions shall apply only to the maximum extent permitted by such mandatory laws.

15. General

15.1 Entire Agreement

These Terms (including Schedules A and B), together with the Privacy Policy, the Codex of Honour, and (where applicable) the Membership Agreement and any executed Data Processing Addendum, constitute the entire agreement between you and the Company with respect to the subject matter hereof.

15.2 Severability

If any provision of these Terms is held invalid or unenforceable, such provision shall be modified to the minimum extent necessary to render it valid, legal, and enforceable, or, if such modification is not possible, shall be deemed severed from these Terms, and the remaining provisions shall continue in full force and effect.

15.3 Waiver

No failure or delay by the Company to exercise any right shall operate as a waiver thereof. Any waiver must be in writing and signed by an authorised representative of the Company.

15.4 Assignment

You may not assign your rights or obligations under these Terms without the Company’s prior written consent. The Company may freely assign to any affiliate, successor, or acquirer.

15.5 Force Majeure

The Company shall not be liable for any delay or failure to perform any obligation under these Terms to the extent caused by any event beyond its reasonable control.

15.6 Notices

All notices to you shall be given by email to the email address registered to your Account or by prominent notice on the Platform, deemed received twenty-four (24) hours after transmission. All notices to the Company shall be given by email to admin@belegends.club.

15.7 Language

These Terms are executed and provided in the English language. The English version shall prevail in the event of any inconsistency with any translation.

15.8 No Third-Party Beneficiaries

Save with respect to the Indemnified Parties, no person other than you and the Company shall have any rights to enforce these Terms.

15.9 Electronic Acceptance

Your acceptance of these Terms by electronic means (including by clicking an “I Accept” button, ticking a checkbox, creating an Account, paying the Membership Fee, or otherwise indicating assent through the Platform) constitutes a legally binding electronic signature under applicable law, including UAE Federal Law No. 46 of 2021 and DIFC Law No. 2 of 2017.

15.10 Relationship of the Parties

These Terms do not create any partnership, joint venture, franchise, employment, agency, fiduciary, or trust relationship between you and the Company.

15.11 Cumulative Remedies

All remedies available to the Company under these Terms are cumulative and not exclusive of any other remedies available at law, in equity, or otherwise.

15.12 Scope of Licensed Activities

You acknowledge and agree that the Company operates the Services — comprising in-person events, online events, and the supporting community platform as described in Section 1.2 — under and in furtherance of its DET Commercial Licence No. 1558637, and the activities recorded thereunder (Events Organizing & Managing, Activity Code 9329008; Parties & Events Filming, Activity Code 9329009). The Membership Fee constitutes payment for the Member’s access to the integrated programme of in-person and online events together with the community-platform infrastructure that supports such events. The Services do not constitute the provision of regulated financial services, investment advisory, brokerage, dealing, custody, insurance, or any other activity requiring separate regulatory licensure under the laws of the United Arab Emirates or any other jurisdiction. Where any feature of the Services would, in any jurisdiction, require additional regulatory licensure for that jurisdiction’s residents, the Company reserves the right to restrict, modify, or withdraw access to that feature for residents of that jurisdiction in its sole discretion.

16. Contact and Operator Information

This Section 16 includes the operator information required by the EU E-Commerce Directive 2000/31/EC (Article 5) and equivalent statutory disclosure requirements, and provides the Company’s contact channels for all matters arising under these Terms.

16.1 Operator

Legends Elite Events L.L.C
a limited liability company (single owner) duly organised under the laws of the Emirate of Dubai, United Arab Emirates
Office 333, M35, Al Muraqabat, Dubai, United Arab Emirates

16.2 Authority of Registration and Identifiers

Department of Economy and Tourism (DET), Government of Dubai
Commercial Licence No.: 1558637
Commercial Register No.: 2716651
DCCI Membership No.: 644865
Licensed Activities: Events Organizing & Managing (Activity Code 9329008); Parties & Events Filming (Activity Code 9329009).

16.3 Legal Representation

The Company is a UAE limited liability company (single owner) duly licensed by the Department of Economy and Tourism, Dubai. As such, the Company is represented for legal and contractual purposes by its Manager from time to time, in such capacity, in accordance with the Company’s constitutional documents and applicable UAE law. Service of process and legal notices addressed to the Company at the registered office set out in Section 16.1, or by email to admin@belegends.club, are deemed validly served on the Company.

16.4 EU Representative (GDPR Article 27)

Where required by Article 27 of Regulation (EU) 2016/679, the Company will appoint and publish details of a representative in the European Union. As at the Effective Date, the Company operates on an invitation-only basis, does not actively offer goods or services to data subjects in the European Union within the meaning of GDPR Article 3(2), and accordingly is not currently required to appoint such a representative. An EU representative will be appointed and published at this Section, in the Privacy Policy, and on the Company’s website prior to any active marketing into the European Union.

16.5 UK Representative (UK GDPR Article 27)

Where required by Article 27 of the United Kingdom General Data Protection Regulation, the Company will appoint and publish details of a representative in the United Kingdom on the same terms as set out in Section 16.4 above with respect to the European Union.

16.6 Contact

All questions, complaints, notices, refund claims, appeals, verification reviews, copyright complaints, security incidents, conduct reports, data subject requests, and other communications regarding these Terms or the Services should be directed to:

Email: admin@belegends.club
Website: https://belegends.club

Outbound notifications, links, and confirmations are sent from concierge@belegends.club. The concierge address is for outbound use only and is not monitored for incoming correspondence.

16.7 Online Dispute Resolution (EU Consumers)

The European Commission provides a platform for online dispute resolution accessible at https://ec.europa.eu/consumers/odr. The Company is not, however, required, and does not undertake, to participate in alternative dispute-resolution procedures before a consumer arbitration board, save where required by mandatory applicable law.

BY CREATING AN ACCOUNT, BY TICKING THE “I ACCEPT” BOX, BY PAYING THE MEMBERSHIP FEE, OR BY OTHERWISE ACCESSING OR USING THE SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS IN THEIR ENTIRETY, INCLUDING THE ELIGIBILITY AND VERIFICATION STANDARDS IN SCHEDULE A, THE LIMITATION OF LIABILITY, THE INDEMNIFICATION OBLIGATION, THE ARBITRATION AGREEMENT, THE CLASS ACTION WAIVER, THE JURY TRIAL WAIVER, THE LIMITATION PERIOD, AND THE DATA PROCESSING AND RECORDING PROVISIONS.

Schedule A — Eligibility Criteria and Verification Standards

This Schedule A forms part of and is incorporated into the Terms. It sets out the objective Eligibility Criteria for Membership, the regional thresholds for the Senior Executive Category, and the documentary requirements verified by the independent Verification Provider. The Member confirms eligibility under at least one Category prior to payment, and the Verification Provider’s automated decision is conclusive.

A.1 Universal Requirements (All Members)

• Valid government-issued photographic identification (passport or national identity card), not expired, with successful liveness and deepfake verification.
• Clean record on OFAC, EU, UK (HM Treasury OFSI), and UN sanctions lists.
• Real, active business or investment entity, twelve (12) months or older.
• Qualifying role at such entity (verified from documentary evidence).
• Documented financials meeting the relevant Category threshold.
• Name consistency across passport, business document, and financial document (verified by automated cross-match).
• Age 18+ (verified from identification document).

A.2 Founder / Co-Founder Category

• Threshold: annual revenue of US $1,000,000 or more, OR total credits to operating bank accounts of US $250,000 or more over the most recent three (3) consecutive months.
• Role: Owner, Partner, Director, or Shareholder of the operating business.
• Company age: twelve (12) months or older.
• Documents: passport or national ID; trade licence or certificate of incorporation; financial proof (business bank statement for last three months, OR annual audited financial statement, OR annual company report or tax filing).

A.3 Senior Executive Category (C-Level)

This Category applies to senior executives, directors, vice-presidents, and equivalent role-holders. The salary threshold is regional, reflecting market reality, and is determined automatically by the Verification Provider on the basis of the country selected at application:

A.3.1 Salary Zone A — Premium Markets. Threshold: US $15,000+ per month, equivalent to US $45,000+ in aggregate salary deposits over the most recent three (3) months on a personal bank statement.

• Middle East: United Arab Emirates, Saudi Arabia, Qatar, Bahrain, Kuwait, Oman
• North America: United States, Canada
• Europe — Premium: United Kingdom, Switzerland, Luxembourg, Norway, Denmark, Ireland, Sweden, Netherlands
• Asia-Pacific — Premium: Singapore, Hong Kong, Japan, Australia
• Other: Israel

A.3.2 Salary Zone B — Growth Markets. Threshold: US $7,500+ per month, equivalent to US $22,500+ in aggregate salary deposits over the most recent three (3) months on a personal bank statement.

Zone B comprises all other jurisdictions, including (without limitation) Germany, France, Austria, Belgium, Finland, Italy, Spain, Portugal, Greece, Poland, Czech Republic, Romania, Hungary, Croatia, Bulgaria, Estonia, Latvia, Lithuania, Slovakia, Slovenia, Malta, Cyprus, Iceland, China, South Korea, Taiwan, India, Thailand, Malaysia, Indonesia, Vietnam, Philippines, Pakistan, Bangladesh, Brazil, Mexico, Argentina, Colombia, Chile, Peru, Uruguay, South Africa, Nigeria, Kenya, Egypt, Morocco, Ghana, Tanzania, Ethiopia, Turkey, Russia, Ukraine, New Zealand, and any country not listed in Zone A.

A.3.3 Senior Executive Documents and Cross-Checks.

• Qualifying titles: Chief Executive Officer (CEO), Chief Operating Officer (COO), Chief Financial Officer (CFO), Chief Technology Officer (CTO), Chief Marketing Officer (CMO), Chief Revenue Officer (CRO), Managing Director, Vice-President (VP, SVP, EVP), General Manager, or equivalent.
• Documents: passport or national ID; employment letter on company letterhead (signed, dated within the last six (6) months, showing full name and qualifying title); company trade licence or certificate of incorporation (twelve (12) months or older); personal bank statement (last three months) showing salary deposits at or above the applicable Zone threshold.
• Cross-checks (automatic): passport name = employment-letter name; employment-letter company = trade-licence company; employment-letter title = qualifying title; bank-statement salary ≥ Zone threshold.

A.4 Investor Category

• Threshold: US $1,000,000+ in deployable capital, portfolio value, fund balance, or assets under management. The capital threshold is global; no regional adjustment applies.
• Role: Partner, General Partner (GP), Principal, Director, Fund Manager, or Managing Partner of the investment entity.
• Entity age: twelve (12) months or older, active.
• Documents: passport or national ID; fund registration OR investment-firm trade licence (showing the applicant’s name in qualifying role); financial proof (portfolio or brokerage statement for last three months OR fund bank statement for last three months OR fund annual report or audited accounts).

A.5 Verification Outcomes

The Verification Provider issues one of the following automated outcomes:

• Approve: all documents authentic, all names match, all thresholds met, no sanctions hit.
• Reject: any of the following — sanctions hit; fake, tampered, or forged document; liveness failure; deepfake detected; expired identification; name mismatch; role not qualifying; company under twelve months old; financial document outside recency limits; or financial threshold not met.
• Flag for review: PEP match; adverse media; partially illegible document; company aged six to twelve months; minor name or company variation; employment letter aged six to twelve months; or financial amount within ten per cent (10%) of threshold. Manual review target: four (4) hours, with maximum twenty-four (24) hours.

A.6 Modification of Eligibility Criteria

The Company reserves the right to modify the Eligibility Criteria, the Zone designations and lists, and the threshold amounts from time to time, by published notice on belegends.club and (where applicable) by direct notice to existing Members. Modifications take effect for new applications as at the published effective date and for existing Members on renewal.

Schedule B — Pre-Payment Acknowledgement (as presented at Stripe checkout)

This Schedule sets out the text of the Pre-Payment Acknowledgement that is presented to every applicant at the Stripe payment page (or other payment processor as the Company designates from time to time), as required by Section 3.6. The Pre-Payment Acknowledgement is presented at the Stripe checkout page above the “Pay” button. The applicant confirms the acknowledgement by ticking a single mandatory checkbox at the Stripe page; the “Pay” button does not activate, and payment cannot proceed, until the checkbox is ticked. This Schedule reproduces the Pre-Payment Acknowledgement text in these Terms for transparency, so that any visitor reading these Terms understands the legal acknowledgement made by every Member at payment. The acknowledgement is not made within this document — it is made at the Stripe checkout.

B.1 The Pre-Payment Acknowledgement Text

By ticking the single mandatory checkbox at the Stripe checkout page, the applicant acknowledges, confirms, and agrees to each of the following:

• Eligibility. The applicant meets at least one of the Legends Club Eligibility Criteria — Founder/Co-Founder (US $1M+ annual revenue or $250k+ business credits in 3 months); Senior Executive (Zone A: $15k+/month salary; Zone B: $7.5k+/month salary, with the country auto-assigned during verification); or Investor ($1M+ deployable capital, portfolio, or AUM).
• Verification. The applicant will complete identity and eligibility verification with the Company’s independent third-party verification provider (Persona) within fourteen (14) days of payment, including government ID, live selfie, business document, and financial document.
• Onboarding. The applicant will log in to the Legends platform and complete the Capability Audit (Onboarding Form) within fourteen (14) days of receiving a positive verification outcome.
• No refund on adverse verification. If the verification provider rejects the applicant on any ground (including financial threshold not met, name mismatch, document authenticity failure, sanctions hit, or expired ID), or if the applicant fails to complete verification or onboarding within the deadlines above, the applicant will not be entitled to any refund of the Membership Fee. The applicant understands that the Membership Fee is otherwise strictly non-refundable, save for the limited Membership Guarantee set out in Section 7 of the Terms of Use.
• Misrepresentation = fraud. Providing false, misleading, or fraudulent information is fraud. The applicant waives all rights to dispute the charge if Membership is terminated for misrepresentation or non-compliance.
• Communications, recordings, AI, and data. The applicant consents to (a) the Company contacting the applicant through any channel the applicant has provided or connected — including the Legends Platform itself (in-app messaging and notifications), email, mobile telephone (voice and SMS), WhatsApp, Telegram, push notifications, and any other channel managed by the Company or by a Relationship Manager — for all Service Communications relating to the Membership, using whichever channel is most convenient and effective in the circumstances; (b) the recording, transcription, storage, and AI analysis of all Company-facilitated meetings, calls, and communications across the same channels; and (c) the processing of personal data in accordance with the Privacy Policy.
• Terms accepted. The applicant has read and accepts the Legends Website Terms of Use and the Privacy Policy, both available at belegends.club, and (on admission to Membership) will be bound by the Codex of Honour, available at belegends.club/codex.

B.2 Visible Refund Notice (adjacent to checkbox at Stripe checkout)

The following notice is displayed in clear, prominent text adjacent to the acknowledgement checkbox at the Stripe checkout page:

STRICTLY NON-REFUNDABLE. VERIFICATION IS MANDATORY AND CONDUCTED BY AN INDEPENDENT THIRD PARTY (PERSONA). IF YOU ARE REJECTED, MISS THE 14-DAY VERIFICATION DEADLINE, MISS THE 14-DAY ONBOARDING DEADLINE, ARE UNRESPONSIVE FOR 30+ DAYS, ARE TERMINATED FOR CAUSE, OR MISREPRESENT ANY INFORMATION, NO REFUND WILL BE ISSUED. LIMITED ANNUAL MEMBERSHIP GUARANTEE APPLIES — SEE TERMS OF USE SECTION 7.

B.3 Procedural Conditions

The acknowledgement checkbox at the Stripe checkout page: (a) is unticked by default (no pre-checked boxes); (b) is required for payment to proceed (the “Pay” button is disabled until ticked); (c) displays the full Pre-Payment Acknowledgement text inline at the Stripe checkout (not behind a tooltip or click-through); and (d) is reproduced in the post-payment confirmation email together with the Verification and Onboarding deadlines.

B.4 First-Login Re-Confirmation

On first login to the Platform following a positive Verification Outcome, the Member is presented with a brief on-screen banner reconfirming the Capability Audit deadline, the recording and AI-analysis consent under Section 9.3, and the Codex of Honour standards. This re-confirmation provides additional evidence of consent and aligns with consent-renewal best practice in EU GDPR jurisdictions.